1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and TideVest ("Company," "we," "us," or "our") governing your access to and use of the TideVest website, mobile application, and investment services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

Please read these Terms carefully, as they contain important information regarding your legal rights, remedies, and obligations. These Terms include a binding arbitration clause and class action waiver that affect your rights about how to resolve disputes.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into a binding contract with TideVest
  • Not be a resident of a jurisdiction where the use of our Services would be illegal or otherwise prohibited
  • Not be a person or entity barred from using our Services under applicable laws or regulations
  • Have a valid email address and the information necessary to complete our verification process

By using our Services, you represent and warrant that you meet all eligibility requirements. We may, in our sole discretion, refuse to offer the Services to any person or entity and change the eligibility criteria at any time.

3. Account Registration and Security

3.1 Account Creation

To access certain features of our Services, you must register for an account. When you register, you agree to provide accurate, current, and complete information about yourself and to update such information as necessary to keep it accurate, current, and complete.

3.2 Identity Verification

To comply with applicable laws and regulations, including Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements, we may require you to provide additional information or documentation to verify your identity. We reserve the right to restrict or deny your access to our Services until such verification is complete.

3.3 Account Security

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • Restricting access to your account and devices
  • All activities that occur under your account

You must notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to maintain adequate security of your account.

3.4 One Account Per Person

You may not create or maintain more than one account. Each natural person or legal entity may maintain only one account.

4. Services Description

4.1 Investment Services

TideVest provides a platform for investing in cryptocurrencies and digital assets. Our Services may include:

  • Cryptocurrency investment portfolios
  • Trading and exchange services
  • Educational resources and market analysis
  • Account management tools

4.2 Not Financial Advice

The information provided through our Services is for informational purposes only and does not constitute financial, investment, tax, or legal advice. We do not recommend any specific cryptocurrency or investment strategy. All investments are made at your own risk and discretion.

4.3 Service Limitations

We reserve the right to:

  • Modify, suspend, or discontinue any aspect of our Services at any time
  • Impose limits on certain features or restrict access to parts or all of the Services
  • Delay or refuse to execute any transaction for any reason
  • Reject any user at our sole discretion

4.4 Third-Party Services

Our Services may integrate with or link to third-party services. These links are provided for your convenience only. We do not control or endorse these third-party services, and you acknowledge and agree that we are not responsible for their content, products, or services.

5. User Responsibilities and Prohibited Activities

5.1 Compliance with Laws

You agree to comply with all applicable laws, regulations, and rules when using our Services, including securities laws, tax laws, and anti-money laundering laws.

5.2 Accurate Information

You agree to provide accurate, current, and complete information about yourself and your financial situation, and to promptly update such information if it changes.

5.3 Prohibited Activities

You agree not to:

  • Use our Services for any illegal purpose or in violation of any applicable laws or regulations
  • Engage in any activity that interferes with or disrupts our Services
  • Attempt to gain unauthorized access to our Services or other users' accounts
  • Use our Services to transmit any viruses, malware, or other harmful code
  • Engage in market manipulation, fraud, or deceptive practices
  • Use our Services to launder money or finance terrorism
  • Provide false, inaccurate, or misleading information
  • Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity
  • Harvest or collect information about other users without their consent
  • Use our Services in any manner that could damage, disable, overburden, or impair our systems

6. Fees and Payments

6.1 Fee Structure

We charge fees for certain aspects of our Services, which may include:

  • Management fees for investment portfolios
  • Transaction fees for buying or selling cryptocurrencies
  • Withdrawal fees for transferring funds or cryptocurrencies
  • Premium service fees for additional features

Our current fee schedule is available on our website. We reserve the right to change our fees at any time with appropriate notice.

6.2 Payment Terms

You agree to pay all applicable fees and charges associated with your use of our Services. Fees will be automatically deducted from your account balance or charged to your payment method on file.

6.3 Taxes

You are solely responsible for determining what, if any, taxes apply to your cryptocurrency transactions and for reporting and remitting the correct tax to the appropriate tax authority. We are not responsible for determining whether taxes apply to your transactions or for collecting, reporting, withholding, or remitting any taxes arising from any transactions.

7. Intellectual Property Rights

7.1 Ownership

The Services and all content, features, and functionality thereof, including but not limited to all information, software, text, displays, images, video, audio, design, and the selection and arrangement thereof, are owned by TideVest, its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

7.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for your personal, non-commercial use.

7.3 Restrictions

You may not:

  • Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services
  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text
  • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from our Services
  • Access or use for any commercial purposes any part of the Services or any services or materials available through the Services

7.4 Feedback

If you provide us with any feedback or suggestions regarding our Services, you hereby assign to us all rights in such feedback and agree that we shall have the right to use such feedback in any manner we deem appropriate without any obligation to you.

8. Risk Disclosure

Investing in cryptocurrencies and digital assets involves significant risks. By using our Services, you acknowledge and accept the following risks:

8.1 Market Volatility

Cryptocurrency markets are highly volatile, and prices can fluctuate significantly in a short period. The value of your investments may decrease substantially, and you may lose some or all of your investment.

8.2 Regulatory Uncertainty

The regulatory framework for cryptocurrencies and digital assets is evolving and uncertain. Changes in laws, regulations, or policies may adversely affect the value of your investments or your ability to use our Services.

8.3 Technological Risks

Cryptocurrencies rely on complex technology that is subject to various risks, including but not limited to:

  • Network failures or disruptions
  • Security vulnerabilities or hacking
  • Loss of private keys or passwords
  • Protocol changes or forks
  • Software bugs or errors

8.4 Counterparty Risk

When using our Services, you are exposed to the risk of default or non-performance by other parties, including but not limited to exchanges, custodians, and other service providers.

8.5 Liquidity Risk

Some cryptocurrencies may have limited liquidity, which could make it difficult to sell your investments at a desired price or time.

This risk disclosure is not exhaustive and does not disclose all the risks associated with cryptocurrency investments. You should carefully consider whether investing in cryptocurrencies is suitable for you in light of your financial condition and investment objectives.

9. Disclaimers

9.1 No Guarantees

We do not guarantee any particular results from using our Services. Past performance is not indicative of future results.

9.2 Service Availability

We do not guarantee that our Services will be available at all times or that they will be uninterrupted, secure, or error-free.

9.3 "As Is" and "As Available"

THE SERVICES AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

9.4 Third-Party Content

We do not warrant the accuracy, completeness, or usefulness of any information provided by third parties through our Services.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TIDEVEST, ITS AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

  • YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES
  • ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES
  • ANY CONTENT OBTAINED FROM THE SERVICES
  • UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
  • MARKET VOLATILITY OR CRYPTOCURRENCY PRICE FLUCTUATIONS

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU HAVE PAID TO US FOR THE SERVICES GIVING RISE TO THE LIABILITY IN THE TWELVE (12) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

THE LIMITATIONS OF LIABILITY IN THIS SECTION SHALL APPLY WHETHER SUCH LIABILITY IS BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Indemnification

You agree to defend, indemnify, and hold harmless TideVest, its affiliates, and their respective directors, officers, employees, agents, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your violation of these Terms
  • Your use of the Services, including any data or content transmitted or received by you
  • Your violation of any third-party rights, including but not limited to intellectual property rights, privacy rights, or publicity rights
  • Your violation of any laws, rules, regulations, codes, statutes, ordinances, or orders of any governmental or quasi-governmental authorities
  • Any misrepresentation made by you
  • Any transaction or investment you make using our Services

12. Dispute Resolution

12.1 Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to any choice or conflict of law provision or rule.

12.2 Binding Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms, including the validity, invalidity, breach, or termination thereof, shall be resolved by arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association then in effect. The place of arbitration shall be New York, New York. The language of the arbitration shall be English.

12.3 Class Action Waiver

YOU AND TIDEVEST AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION. Unless both you and TideVest agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding.

12.4 Small Claims Court

Notwithstanding the foregoing, either party may bring an individual action in small claims court.

12.5 Time Limitation

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of our Services or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

13. Termination

13.1 Termination by You

You may terminate your account at any time by following the instructions on our website or contacting our customer support. Upon termination, you will remain liable for any outstanding obligations related to your use of the Services.

13.2 Termination by Us

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason whatsoever, including but not limited to if you breach these Terms.

13.3 Effect of Termination

Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13.4 Account Balance

If your account is terminated, we will provide you with the opportunity to withdraw any remaining funds in your account, subject to applicable fees, legal requirements, and the terms of this agreement.

14. Modifications to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Services.

15. Miscellaneous

15.1 Entire Agreement

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and TideVest concerning the Services.

15.2 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of TideVest.

15.3 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions of these Terms will remain in full force and effect.

15.4 Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction.

15.5 Force Majeure

We shall not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

15.6 No Third-Party Beneficiaries

These Terms do not confer any third-party beneficiary rights.

16. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected]

Postal Address: TideVest, Attn: Legal Department
123 Financial District
New York, NY 10004
United States

Phone: +1 (818) 531-1666

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